Tips to buy property in India
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Whether you are a first-time buyer or a qualified investor – buying a property in India is a big-ticket purchase. It’s a substantial and hefty financial investment that could weigh heavy if you make the wrong choice. Buying a home requires solid planning and financial due diligence.
However, if you are well-researched and aware of the important factors to buy a house in India, then you can assume your interest to invest in the property is safeguarded.
Things we covered for you –
Here are some essential tips to buy property in India
- RERA registered : RERA (Real estate regulations act) secures and protects home buyers’ rights to buying property in India. Before signing the housing deal, make sure to review if the builder is registered under RERA – let this be your primary course for buying your house in India. This will put ice on the finalization of the project and possession.
- Financial Plan : Your house will widely depend upon your location, type of property, and budget. It would be reckless to spend more than 40% of your take-home salary on loans – and before rectifying any financial commitments ensure you are eligible for a home loan and competent for monthly repayments at a reasonable interest rate and tenure.
- Legal Documentation : Buying a property in India entails verifying your ownership with legal documents. It is fundamental to inspect the license and registration number of the developer before you go ahead with your ownership. When you have tabbed your residential property and made an introductory payment – you should receive an allotment letter clarifying carpet area and sq. ft, house number, payment details, and additional charges on account of other provided amenities.
- Location : For buying a property in India, location should be the top priority. It is observed that most buyers and investors count on an asset with good resale value. Location, amenities, and market conditions play a vital role in building that asset. Always choose a quarter where your work location, transportation, essential and grocery stores, medical shops, schools, and banks are easily accessible.
- Amenities : With the advancement in the housing market, consider looking for added amenities like power backup, parking, clubhouse, gymnasium, elevators, etc. These amenities affect the resale value since they enhance the desirability of the property. They also contribute to a great deal of pleasure and enjoyment.
Article authored by: Team Propfynd
Date: 28th September, 2022